Pocketbook

Millennials relying on prepaid cards and payday loans

Millennials relying on prepaid cards and payday loans

In a survey of millennials, more than half said they used alternative lending services, including prepaid cards, check cashing, pawn shops and payday loans, according USA Today. (Tom Smart, Deseret Morning News) Devon Merling In a survey of...

 

Gifts for dads lag 40 percent behind moms’ Mother’s Day haul

Gifts for dads lag 40 percent behind moms’ Mother’s Day haul

Lois M. Collins A new National Retail Federation report on expected Father’s Day spending says Americans are going to spend a bit more this year on dads — $119.84, up a couple of bucks from 2012. Plans call for gifts of grilling and...

 

Things to know before refinancing your home

Things to know before refinancing your home

Get on the right track when refinancing your home. (Shutterstock.com) Devin Thorpe When mortgage rates drop in America, many people seek to refinance their mortgages at the same time. It may even take on aspects of a fad, because “everyone”...

 

Some experts are pushing to end restaurant tipping

Some experts are pushing to end restaurant tipping

Waiters made 58 percent of their income from tips — not counting ketchup. (“OakleyOriginals” via flickr) Michael De Groote Michael Lynn is, quite possibly, the world’s expert on tipping. The Cornell professor has written...

 

Experts offer tips to save water — and money — this summer

Experts offer tips to save water — and money — this summer

There are best practices for watering lawns that use less water and help lawns look better. (Phil Roeder, flickr) Michael De Groote Water consumption goes up during the summer months — and so do the bills. Luckily, there are plenty of tips...

 

Record-high beef prices barbecuing consumers

Record-high beef prices barbecuing consumers

Beef prices are on the rise. (André Mouraux, “Spigoo” via flickr) Michael De Groote Don’t have a cow, but beef prices are on the rise. USA Today reports: “Steak averages $4.81 a pound at the store and ground beef $3.51...

 

For the first time, majority of Americans own smartphones, Pew survey says

For the first time, majority of Americans own smartphones, Pew survey says

Laura Jackman talks on her new smartphone at Cold Finish, a division of Nucor. (Laura Jackman) Michael De Groote Laura Jackman is part of a new majority of Americans: She now owns a smartphone. She says, however, that she would have been happy...

 

California data show uninsured young single adults likely to be financially squeezed by Affordable Care Act

California data show uninsured young single adults likely to be financially squeezed by Affordable Care Act

A mini-controversy has erupted over new California data that show uninsured young single adults are likely to be financially squeezed under the Affordable Care Act. (Shutterstock) Eric Schulzke A mini-controversy has erupted over new California...

 

Admission to Disney World now costs more than $100, tax included

Admission to Disney World now costs more than $100, tax included

Sleeping Beauty Castle at Disneyland is the centerpiece of Fantasyland. (MCT) Alexis Jones Walt Disney World in Orlando and Disneyland in Southern California have hiked their entrance prices. The increases, which went into effect Sunday, come...

 

New Gallup poll shows two-thirds of Americans do not budget

New Gallup poll shows two-thirds of Americans do not budget

Only 32 percent of Americans prepare a detailed written or computerized budget each month a new Gallup poll says. (Ken Teegardin, seniorliving.org via flickr) Michael De Groote Noah Garrett doesn’t know if his parents had a budget when...